The update
India's Unified Payments Interface recorded 23.66 billion transactions worth about ₹29.88 lakh crore in July 2026, a monthly record, according to NPCI data reported in the press. Volume had been 22.72 billion in June.
Growth rates are slowing in percentage terms as the base grows, but absolute volumes keep rising.
Why it matters
UPI accounted for 83% of India's digital payments in 2024, per an RBI report. For businesses, a fast and reliable UPI checkout is now a basic requirement.
Sources
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